As I sat on the train from Buffalo a few nights ago I read an old crumpled up newspaper that someone before me had left. There was a very sad, but interesting, story about a gentleman that had lost his entire business due to a fire caused by just a squirrel, trying to get a nut, to move your butt, in an electrical switch box. Because the business owner did not have adequate cheap commercial insurance most of his equipment and supplies could not be replaced, although the property insurance would cover a new building. It reminded me of what my old boss Joe McFee would say whenever a new business owner would approach him about insurance. He’d look that guy dead in the eye and state with such conviction, “Don’t want to build it again? Then throw down a ten and let’s get you some commercial insurance safety skin”. Joe was strait up mad with the rhymes, but also was right. As I looked at the newspaper again I realized this gentleman was gonna have to build it again.
