Greg decided that this year he would budget for house insurance as part of his overall cost budget for the house. Last year he had forgotton to include house insurance and as a result he always seemed to have less money at the end of each month than he expected.
Not only was he going to budget house insurance this year but he was going to check with a number of other house insurance providers to see if he could get a better deal on his house insurance this time around than last. He thought that despite the fact that he had been with his previous insurance company for a number of years that he would definitely be able to beat last years premium by a decent margin.